EQUIFAX

Why is one of my accounts showing up more than once on my Equifax credit report?

 

There may be several reasons an account may appear to be on your Equifax credit report more than once. 

Some lenders and creditors issue different types of accounts using similar account numbers, which may look like the same account.

If an account does appear more than once, it may be due to one of the following reasons:

• The account has been transferred or sold to another lender. Sometimes when this occurs, the original lender or creditor will report its account as being "transferred/sold" and then the new lender will begin reporting the new account with a new account number.

• You report your credit card as lost or stolen. The credit card company may report the original account as "lost/stolen" and begin reporting a new account number.

When either of these occur, note that the accounts are considered different accounts and not duplicate